(function($){

var __translations = gbst.namespace("gbst.loan.app.lumpsumcalculator.translations");

__translations.en = {
  "colors": {
    "primaryColor": "#EE3224",
    "secondaryColor": "#333333",
    "titleColor": "#FFFFFF",
    "subtitleColor": "#FFFFFF",
    "subtitleBgColor": "#EE3224",
    "textColor": ""
  },
  "number": {
    "currency": {
      "format": {
        "unit": "$",
        "format": "%u%n",
        "htmlFormat": "<sup>%u</sup><span>%n</span>"
      }
    },
    "format": {
      "delimiter": ",",
      "separator": "."
    }
  },
  "labels": {
    "loanCalculator": {
      "calculatorTitle": "Lump Sum Repayment",
      "disclaimer": "Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan."
    },
    "loanControlsView": {
      "controlsTitle": "Your loan details",
      "lumpsumTitle": "Your lump sum details",
      "principalLabel": "Loan amount",
      "interestRateLabel": "Interest rate",
      "termLabel": "Loan term",
      "termFormat": {
        "one": "{{count}} year",
        "other": "{{count}} years"
      },
      "frequencyLabel": "Payment frequency",
      "lumpSumAmountLabel": "Lump sum amount",
      "lumpSumStartTermLabel": "Lump sum paid after",
      "chartTableRadioButtonLabel": ""
    },
    "resultsView": {
      "regularRepaymentLabel": "{{frequencyLabel}} repayments",
      "totalInterestSavedLabel": "Interest saved",
      "totalTimeSavedLabel": "Time saved",
      "yearsFormat": {
        "one": "year",
        "other": "years"
      },
      "monthsFormat": {
        "one": "month",
        "other": "months"
      },
      "resultsHeader": "Your results",
      "showDisplayType": true,
      "displayType": {
        "graph": "Graph",
        "table": "Table",
        "borderColor": "#FFFFFF"
      },
      "amortizationTable": {
        "paymentNumberHeader": "Payment #",
        "principalHeader": "Principal",
        "interestHeader": "Interest",
        "balanceHeader": "Balance"
      }
    },
    "chartView": {
      "originalPrincipalRemainingTitle": "Original",
      "lumpSumPrincipalRemainingTitle": "With lump sum",
      "xAxisTitle": "Years elapsed",
      "yAxisTitle": "Loan balance ({{unit}})"
    },
    "chartTooltip": {
      "title": "Year {{year}}",
      "loanItemHeader": "Loan item",
      "remainingValueHeader": "Remaining value"
    },
    "infoBox": {
      "title": "Calculator Information",
      "content": "<p>The Lump Sum Calculator calculates the time and interest saved paying off a loan given an additional lump sum repayment. This lump sum repayment is made after the establishment of the loan, and is in addition to continuing the regular repayments. The calculation is performed at the repayment frequency entered.</p><br><p>The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'. This estimate does not take into account any assumed change in the cost of living between the time of the preparation for the estimate provided or the future.</p><h3>Calculator Assumptions</h3><h4>Length of Month</h4><p>Months are of equal length. However given some months are longer than others interest charged will vary depending upon the month.</p><h4>Number of Weeks & Fortnights in a Year</h4><p>One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.</p><h4>Rounding of Repayment Amounts</h4><p>The calculator uses the unrounded repayment to derive the amount of interest payable over the full term of the loan, however, institutions round repayments to the nearest cent. Unrounded payments provide for constant line within the graph. Note that the final repayment after the increase in repayment amount will be a partial repayment as required to reduce the loan balance to zero.</p><h4>Rounding of Time Saved</h4><p>The time saved is presented as year/month saved. The figure is round down to the closest month thus slightly understates the saving.</p><h4>Amount of Interest Saved</h4><p>This number is not rounded and is approximated from the time saved.</p><h4>Interest Rate</h4><p>The interest rate input in the loan section of the calculator is a nominal interest rate per annum. The interest applied over each repayment period has been calculated as the nominal interest rate divided by the number of deposit periods.</p><h4>Timing of Interest Conversion</h4><p>The calculator assumes that interest is charged to the loan account at the same frequency as the repayments are made. In practice, there may be differences between the timing of the loan repayments and the timing of the interest charges being added to the loan balance.</p>"
    }
  },
  "defaults": {
    "values": {
      "principal": 100000,
      "interestRate": 5,
      "term": 30,
      "frequency": "month",
      "lumpSumAmount": 10000,
      "lumpSumStartTerm": 5,
      "displayType": "GRAPH",
      "hasPoweredBy": true,
      "hasSaveFeature": true
    },
    "controls": {
      "principal": {
        "min": 1,
        "max": 5000000,
        "step": 1,
        "keyboard": false
      },
      "interestRate": {
        "min": 1,
        "max": 15,
        "step": 0.01,
        "keyboard": false
      },
      "term": {
        "min": 1,
        "max": 30,
        "step": 1,
        "keyboard": false
      },
      "frequency": [
        {
          "label": "Monthly",
          "value": "month"
        },
        {
          "label": "Fortnightly",
          "value": "fortnight"
        },
        {
          "label": "Weekly",
          "value": "week"
        }
      ],
      "lumpSumAmount": {
        "min": 0,
        "max": 50000,
        "step": 1,
        "keyboard": false
      },
      "lumpSumStartTerm": {
        "min": 1,
        "max": 20,
        "step": 1,
        "keyboard": false
      }
    }
  }
};

}(jQuery));