(function($){

var __translations = gbst.namespace("gbst.loan.app.splitloancalculator.translations");

__translations.en = {
  "colors": {
    "primaryColor": "#30A9DC",
    "secondaryColor": "#A3c541",
    "titleColor": "#FFFFFF",
    "subtitleColor": "#FFFFFF",
    "subtitleBgColor": "#666666",
    "textColor": "#4B4B4B"
  },
  "number": {
    "currency": {
      "format": {
        "unit": "$",
        "format": "%u%n",
        "htmlFormat": "<sup>%u</sup><span>%n</span>"
      }
    },
    "format": {
      "delimiter": ",",
      "separator": "."
    }
  },
  "labels": {
    "splitLoanCalculator": {
      "calculatorTitle": "Split Loan",
      "disclaimer": "Note: The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you consult your financial adviser before taking out a loan."
    },
    "yourLoanDetailsView": {
      "controlsTitle": "Your loan details",
      "loanAmountLabel": "Loan amount",
      "loanTermLabel": "Loan term",
      "fixedPortionLabel": "Fixed portion",
      "paymentFrequencyLabel": "Payment frequency",
      "fixedPeriodLabel": "Fixed period",
      "fixedInterestRateLabel": "Fixed interest rate",
      "variableInterestRateLabel": "Variable interest rate",
      "termFormat": {
        "one": "{{count}} year",
        "other": "{{count}} years"
      }
    },
    "resultsView": {
      "resultsHeader": "Your results",
      "fixedRepaymentLabel": "Fixed repayment",
      "variableRepayment": "Variable repayment",
      "totalInterestPayable": "Total interest payable",
      "totalInterestPayableVariableRate": "Total interest payable if loan was only at variable rate",
      "regularRepaymentLabel": "Total {{frequencyLabel}} repayment"
    },
    "chartView": {
      "originalPrincipalRemainingTitle": "Original balance",
      "variableBalanceTitle": "Variable Balance",
      "fixedBalanceTitle": "Fixed Balance",
      "totalBalanceTitle": "Total Balance",
      "xAxisTitle": "Years",
      "yAxisTitle": "Amount owning ({{unit}})"
    },
    "chartTooltip": {
      "title": "Year {{year}}",
      "loanItemHeader": "Loan item",
      "remainingValueHeader": "Remaining value"
    },
    "infoBox": {
      "title": "Calculator Information",
      "content": "<p>The Split Loan Calculator calculates the total interest amount under a scenario where a variable interest rate loan for a loan term is compared with a proportion of fixed rate (entered by user) at the start, (with the fixed rate and term entered by the user), then swapping to a variable rate for the remainder of the loan term. The calculation is done at the repayment frequency entered (monthly, fortnightly or weekly), in respect of the original loan parameters entered, namely amount, annual variable rate and total term in years.</p><br><p>The Present Value provided by this calculator is displayed as the amount labelled 'Loan amount'. This estimate does not take into account any assumed change in the cost of living between the time of the preparation for the estimate provided or the future.</p><h3>Calculator Assumptions</h3><h4>Length of Month</h4><p>Months are of equal length. However given some months are longer than others interest charged will vary depending upon the month.</p><h4>Number of Weeks & Fortnights in a Year</h4><p>One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus each year has 364 days.</p><h4>Rounding of Repayment Amounts</h4><p>The calculator uses the unrounded repayment to derive the amount of interest payable over the full term of the loan, however, institutions round repayments to the nearest cent. Unrounded payments provide for constant line within the graph. Note that the final repayment after the increase in repayment amount will be a partial repayment as required to reduce the loan balance to zero.</p><h4>Amount of Each Repayment after Expiry of Fixed Rate Period</h4><p>The amount of the repayments at the start of the loan is determined based on the original loan term entered by the user. Similarly, the amount of the repayments to apply after the expiry of the fixed rate.</p><h4>Amount of Interest</h4><p>The calculation of the amounts of interest under the two scenarios is rounded to the nearest dollar.</p><h4>Interest Rate</h4><p>The interest rate input in the loan section of the calculator is a nominal interest rate per annum. The interest applied over each repayment period has been calculated as the nominal interest rate divided by the number of deposit periods.</p>\t<h4>Timing of Interest Conversion</h4><p>The calculator assumes that interest is charged to the loan account at the same frequency as the repayments are made. In practice, there may be differences between the timing of the loan repayments and the timing of the interest charges being added to the loan balance.</p>"
    }
  },
  "defaults": {
    "values": {
      "loanAmount": 100000,
      "fixedPortion": 60,
      "fixedPeriod": 3,
      "loanTerm": 25,
      "fixedInterestRate": 6.5,
      "variableInterestRate": 7.5,
      "frequency": "month",
      "hasSaveFeature": true
    },
    "controls": {
      "loanAmount": {
        "min": 500,
        "max": 5000000,
        "step": 500,
        "keyboard": false
      },
      "loanTerm": {
        "min": 1,
        "max": 30,
        "step": 1,
        "keyboard": false
      },
      "fixedPortion": {
        "min": 0,
        "max": 100,
        "step": 1,
        "keyboard": false
      },
      "frequency": [
        {
          "label": "Monthly",
          "value": "month"
        },
        {
          "label": "Fortnightly",
          "value": "fortnight"
        },
        {
          "label": "Weekly",
          "value": "week"
        }
      ],
      "fixedPeriod": {
        "min": 1,
        "max": 5,
        "step": 1,
        "keyboard": false
      },
      "fixedInterestRate": {
        "min": 1,
        "max": 15,
        "step": 0.01,
        "keyboard": false
      },
      "variableInterestRate": {
        "min": 1,
        "max": 25,
        "step": 0.01,
        "keyboard": false
      }
    }
  }
};

}(jQuery));